Are probably the best protection against most risks. Prices of regular retail inventory may fluctuate, but good management will assure the business with updates on price trends.A good record of accounting and study of operations will alert management of any adverse trends.Risks involving financial issues/hardships can be managed with proper planning.Good planning along with keeping track of the key financial ratios in the financial statements, the capital adequacy ratio, the investment in receivables, as well as having a cash flow statement are methods of protection against these risks